Wisconsin’s state-chartered credit unions reported good financial performance through year-end 2025, according to data released Tuesday by the Wisconsin Department of Financial Institutions.
At year-end 2025, total assets for Wisconsin’s state-chartered credit unions rose to $70.3 billion, an increase of $4.3 billion since year-end 2024. During the same period, loans outstanding grew by $2.9 billion, and shares and deposits rose $3.4 billion.
During all of 2025, net worth to assets increased to 10.88%, delinquent loans to total loans ratio decreased to 0.77% from the year-end 2024 ratio of 0.78%, and net income was strong at $688.7 million.
“Wisconsin’s state-chartered credit unions continued to report sound financial performance through year-end. The delinquent loans to total loans ratio continued a downward trend and all growth ratios remained positive,” DFI Office of Credit Unions Deputy Director Troy Kaja said in a statement.
“The return on average assets ratio increased significantly over the last year, which contributed to strong net worth levels. The financial indicators reveal that Wisconsin state-chartered credit unions remain financially stable, while they continue to support their credit union members and communities.”
As of Dec. 31, there were 98 state-chartered credit unions, two federal credit unions and a corporate credit union serving Wisconsin residents.
