The Federal Deposit Insurance Corporation released information Monday showing Wisconsin banks are in good health through the third quarter of 2025.
Some of the highlights include an increase in year-over-year lending in commercial, residential and farm loans, and an increase in deposits year over year by 5.2%.
“The third quarter FDIC numbers continue to highlight the strength of Wisconsin banks, which are well-positioned to help their customers and communities heading into 2026,” Rose Oswald Poels, president and CEO of the Wisconsin Banks Association, said in a statement. “With inflation considerations still top of mind, Wisconsin consumers and business owners can continue to rely on their banks as a source of trusted financial partnership and a safe place to deposit their money.”
Notable indicators include:
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Farm lending increased quarter over quarter (4.81%), which continued the pace year over year (5.30%);
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Commercial lending fell minimally quarter over quarter (-1.46%) while holding steady year over year (4.93%); and
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Residential real estate loan volume remained strong year over year (15.05%) despite a dip quarter over quarter (-6.63%) with increased volumes in nearly all 1-4 member residential real estate lending.
