Summit Credit Union, a member-owned financial cooperative, secured the top spot in Callahan & Associates’ national Return of the Member ranking for Q4 2025.
This is the second consecutive year Summit has ranked first.
Among 443 credit unions nationwide with assets between $1 billion and $10 billion, Summit Credit Union ranks first overall for the value it returns to members.
“Being ranked number one in Return of the Member reflects the value our members receive, and it also reflects the purpose that drives our work,” Kim Sponem, CEO and president of Summit Credit Union, said in a statement. “At Summit, we are focused on helping women and their families build financial security and avoid poverty in retirement.”
Callahan & Associates’ ROM index provides a comprehensive measure of member value by evaluating three core functions of credit unions: savings, lending and product usage. The index considers factors such as loan and deposit rates, product offerings and member engagement.
