State-chartered credit unions end 2021 financially strong

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Wisconsin’s state-chartered credit unions reported strong fiscal performance through year-end 2021, according to a bulletin from the Wisconsin Department of Financial Institutions.

Key financial indicators include:

  • As of Dec. 31, 2021, total assets were $55.9 billion, increasing by $6.4 billion (12.94%) over the previous year;
  • Loans increased nearly $3.0 billion to $38.1 billion;
  • Savings increased by $5.8 billion, and the loan-to-savings ratio decreased from 83.14% to 79.21%; and
  • Delinquent loans as a percentage of loans decreased to 0.52% in 2021 from 0.56% in 2020. 

At year’s end 2021, there were 113 state-chartered credit unions, three federal credit unions, and a corporate credit union serving Wisconsin residents.

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