Wisconsin’s state-chartered banks reported sound financial performance through the first quarter of 2025, according to data released Friday by the Wisconsin Department of Financial Institutions (DFI).
Total assets stood at $70.8 billion through March 31, up from $67.4 billion reported during the same period last year. The net interest margin improved to 3.38% compared to 3.10% in March 2024. Net loans increased by 4.60% to $51.3 billion, up by $2.3 billion over the same time.
In the 12 months ending on March 31:
-
The capital ratio strengthened to 10.20%, an increase from 9.91%;
Advertisement -
The past due ratio rose to 0.97% from 0.82% in March 2024;
-
Net operating income improved to $185.0 million compared to $152.2 million;
-
The return on average assets ratio expanded to 1.05% from 0.90%; and
-
Bank liquidity remained stable, with only a slight decline in the loans to assets ratio to 72.39%.
Advertisement
As of March 31, there were 117 state-chartered commercial banks serving Wisconsin residents. To learn more, read the DFI’s Bank Performance Indicator Report as of March 31.
