Banks post strong finish to 2020

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Wisconsin’s 135 state-chartered banks reported strong fiscal performance through year-end 2020, according to data released by the Wisconsin Department of Financial Institutions. At year-end 2020, more than 76% of Wisconsin state-chartered banks realized earnings gains compared to 2019. Key financial indicators include: 

  • Total assets as of Dec. 31, 2020 were at $63.8 billion, an increase of $7.5 billion over 2019 (13.31%); 
  • Year-end net income was $778.9 million in 2020, an increase from $664.7 million in 2019 (17.19%); 
  • Total interest income decreased by 3.55% in 2020 compared to 2019; 
  • The return on average assets ratio was 1.34% compared to 1.25% in 2019; and
  • Net loans increased in 2020 with a total of $43.5 billion compared to $40.8 billion in 2019.

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